Terms and Definitions

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This cover is provided on all Long Stay policies subject to an increased Medical Expenses excess of €250 and a reduced Medical Benefit of €1,000,000.

Please also note exclusion of  Personal Accident and/or Personal Liability as follows:-

 

  • Aikido
  • Bandy
  • Baseball
  • BMX Riding
  • Broomball
  • Bungee Jumps (maximum 2 jumps)
  • Canoeing (White Water)
  • Capoeira
  • Chung Moo Dee
  • Elephant trekking (more than 2 days) 
  • Fencing
  • Field Hockey**
  • Flying as a passenger in an unlicensed Aircraft*
  • Grappling
  • Gymnastics
  • Hanggliding***
  • Hapikido
  • High Diving Less than 10 meters
  • High Jump
  • Highland games
  • Hockey (Field)
  • Horsepulls
  • Hwa Rang Do
  • Iaido
  • Jai Alai
  • Jeet Kune Do
  • Jiu Jitsu
  • Judo
  • Kabadi
  • Karate
  • Kempo
  • Kendo
  • Kenpo
  • Kickboxing
  • Kuk Sool Won
  • Kung Fu
  • Kyudo
  • Microlighting***
  • Mountain Biking (off road)
  • Muay Thai
  • Ninpo
  • Parascending (over land)
  • Pole Vault
  • Pentathlon**
  • Polo Street
  • Polo Crosse
  • Quad biking**
  • Rifle Range**
  • Roller Derby
  • Sailing (outside territorial waters)
  • Scuba Diving to 30 meters (PADI Qualified or under supervision) except in a coaching capacity
  • Sea Kayaking
  • Silat
  • Skateboarding
  • Sumo
  • Surfing
  • Tae Kwon Do
  • Tae Soo Do
  • Tai Chi
  • Taido
  • Tang Soo Do and Soo Bahk Do
  • Tchoukball
  • Trail Riding (helmet must be worn) 
  • Trail Running
  • Trekking on foot (in remote or mountainous areas)
  • Tukong Mossul
  • Unicycling
  • War Games
  • Weightlifting
  • White Water Rafting* or Kayaking*
  • Wing Chun
  • Wrestling
  • Yachting (outside territorial waters)

 

* Excludes Personal Accident Cover

**Excludes Personal Liability Cover

***Excludes both Personal Accident Cover and Personal Liability Cover

IMPORTANT: YOU MUST WEAR THE RECOMMENDED/RECOGNISED SAFETY EQUIPMENT, AND FOLLOW ANY SAFETY PROCEDURES, RULES AND REGULATIONS THAT THE COMPANY PROVIDING THE ACTIVITY OPERATES. OTHERWISE ANY CLAIMS ARISING OUT OF THESES ACTIVITIES COULD BE REPUDIATED BY THE INSURER. PARTICIPATION IN ANY ACTIVITY LISTED ABOVE MUST BE INCIDENTAL TO THE MAIN PURPOSE OF THE TRIP, AND THE ACTIVITY MUST NOT BE THE MAIN FOCUS, OR A SIGNIFICANT PROPORTION OF, THAT TRIP.